New 2022 Volkswagen Atlas 3.6L V6 SEL Premium R-Line With Navigation & AWD
- VIN: 1V2FR2CAXNC544736
- Stock: X5F544736
(13) Photos
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Your Price
$55,095
Details
2022 Volkswagen
Atlas 3.6L V6 SEL Premium R-Line
Basic Info
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Exterior:Platinum Gray Metallic
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Drivetrain:AWD
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Interior:Titan Black
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Transmission:8-Speed Automatic w/OD
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Engine:Regular Unleaded V-6 3.6 L/220
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Fuel Efficiency:17 CITY / 23 HWY
Key Features
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3rd Row Seat
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AWD
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Adaptive Cruise Control
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Android Auto
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Apple CarPlay
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Backup Camera
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Blind Spot Monitor
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Bluetooth
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Fog Lights
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Forward Collision Warning
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Hands-Free Liftgate
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Heated Seats
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Interior Accents
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Keyless Entry
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Lane Departure Warning
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Leather Seats
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Memory Seats
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Navigation System
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Parking Sensors / Assist
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Power Seats
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Premium Audio
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Push Start
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Rain Sensing Wipers
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Rear A/C
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Remote Start
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Satellite Radio Ready
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Side-Impact Air Bags
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Sunroof / Moonroof
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Tow Package
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WiFi Hotspot
Description
Home of the Smart Advantage. We can only be #1 by making you #1!
. 4-year/50,000-mile Limited Warranty
. 2-year/20,000-mile Carefree Maintenance Program
. 8-speed automatic transmission with Tiptronic and Sport Mode
. 18 5-spoke two-tone machined wheels
. Start-Stop System
. Anti-theft Alarm System
. Automatic headlights
. LED headlights
. LED tail lights
. LED interior lighting
. Illuminated buttons
. Illuminated vanity mirrors
. V-Tex leatherette seats
. 10-way power driver seat
. 4-way manual passenger seat
. Lockable and illuminated glove compartment
. Active entry light
. Manual roll-up 2nd row sunshades
. Reading lights in all three rows (2 per row)
. Auto-dimming rearview mirror
. Foldable, power adjustable, heated side mirrors w/turn signals
. 2nd row bench seat
. 3-passenger, 60/40 split fold flat
. Heated front seats
. Leatherette-wrapped multi-function steering wheel
. Black roof rails
. Silver lower window trim
. 8 non-configurable Volkswagen Digital Cockpit Basic
. Manual climate control w/ adjustable air vents for all 3 rows
. 3-door KESSY
. 6.5 touchscreen AM/FM radio w/ wired App-Connect
. 6-speaker sound system
. Front center console w/ dual USB data and charging ports
. Dual front airbags and front-side airbags
. Front Assist w/ Pedestrian Monitoring
. Blind Spot Monitor w/ Rear Traffic Alert
. Automatic Post-Collision Braking
. Intelligent Crash Response System
. Rain-sensing automatic windshield wipers
. Rearview camera with dynamic guidelines
. Bluetooth Connectivity
. Electronic parking brake
. Cruise Control
. Trailer hitch preparation w/ 2,000 lb. capacity
. Next Generation Volkswagen Car-Net, including:
- 5-years of complimentary Remote Access Services
- Wi-Fi Hotspot service (requires subscription)
- Safe & Secure service (requires subscription)
SEL Premium adds the following equipment;
. 21 two-tone machined alloy wheels
. Factory-installed trailer hitch w/ 5,000 lb. capacity
. Perforated Vienna Leather
. Heated front seats
. Ventilated front seats
. Heated 2nd row outboard seats
. Heated leather-wrapped multi-function steering wheel
. Silver full window trim
. Side mirror position memory,
. Fender Premium Audio system
. Park Assist
. Area View
Thank you for taking a look at this vehicle offered exclusively at Smart Volkswagen of the Quad Cities. Please call for availability on this unit before you visit - reach us directly at 563-445-4305 to speak with a representative today.
** While every attempt is made to ensure accurate pricing is posted on our website we cannot guarantee 100% accuracy. All pricing reflects the maximum allowable incentives and may not qualify for low special financing with advertised discounts. Please call dealer for details. **
. 4-year/50,000-mile Limited Warranty
. 2-year/20,000-mile Carefree Maintenance Program
. 8-speed automatic transmission with Tiptronic and Sport Mode
. 18 5-spoke two-tone machined wheels
. Start-Stop System
. Anti-theft Alarm System
. Automatic headlights
. LED headlights
. LED tail lights
. LED interior lighting
. Illuminated buttons
. Illuminated vanity mirrors
. V-Tex leatherette seats
. 10-way power driver seat
. 4-way manual passenger seat
. Lockable and illuminated glove compartment
. Active entry light
. Manual roll-up 2nd row sunshades
. Reading lights in all three rows (2 per row)
. Auto-dimming rearview mirror
. Foldable, power adjustable, heated side mirrors w/turn signals
. 2nd row bench seat
. 3-passenger, 60/40 split fold flat
. Heated front seats
. Leatherette-wrapped multi-function steering wheel
. Black roof rails
. Silver lower window trim
. 8 non-configurable Volkswagen Digital Cockpit Basic
. Manual climate control w/ adjustable air vents for all 3 rows
. 3-door KESSY
. 6.5 touchscreen AM/FM radio w/ wired App-Connect
. 6-speaker sound system
. Front center console w/ dual USB data and charging ports
. Dual front airbags and front-side airbags
. Front Assist w/ Pedestrian Monitoring
. Blind Spot Monitor w/ Rear Traffic Alert
. Automatic Post-Collision Braking
. Intelligent Crash Response System
. Rain-sensing automatic windshield wipers
. Rearview camera with dynamic guidelines
. Bluetooth Connectivity
. Electronic parking brake
. Cruise Control
. Trailer hitch preparation w/ 2,000 lb. capacity
. Next Generation Volkswagen Car-Net, including:
- 5-years of complimentary Remote Access Services
- Wi-Fi Hotspot service (requires subscription)
- Safe & Secure service (requires subscription)
SEL Premium adds the following equipment;
. 21 two-tone machined alloy wheels
. Factory-installed trailer hitch w/ 5,000 lb. capacity
. Perforated Vienna Leather
. Heated front seats
. Ventilated front seats
. Heated 2nd row outboard seats
. Heated leather-wrapped multi-function steering wheel
. Silver full window trim
. Side mirror position memory,
. Fender Premium Audio system
. Park Assist
. Area View
Thank you for taking a look at this vehicle offered exclusively at Smart Volkswagen of the Quad Cities. Please call for availability on this unit before you visit - reach us directly at 563-445-4305 to speak with a representative today.
** While every attempt is made to ensure accurate pricing is posted on our website we cannot guarantee 100% accuracy. All pricing reflects the maximum allowable incentives and may not qualify for low special financing with advertised discounts. Please call dealer for details. **
Vehicle Details
Exterior
- Auto On/Off Projector Beam Led Low/High Beam Daytime Running Auto-Leveling Directionally Adaptive Auto High-Beam Headlamps w/Delay-Off
- Black Grille w/Chrome Accents
- Body-Colored Door Handles
- Body-Colored Front Bumper w/Black Rub Strip/Fascia Accent
- Body-Colored Power Heated Side Mirrors w/Power Folding and Turn Signal Indicator
- Body-Colored Rear Bumper w/Black Rub Strip/Fascia Accent and Chrome Bumper Insert
- Chrome Bodyside Insert, Body-Colored Bodyside Cladding and Black Wheel Well Trim
- Chrome Side Windows Trim and Black Front Windshield Trim
- Clearcoat Paint
- Compact Spare Tire Mounted Inside Under Cargo
- Cornering Lights
- Deep Tinted Glass
- Express Open/Close Sliding And Tilting Glass Panoramic 1st And 2nd Row Sunroof w/Power Sunshade
- Fixed Rear Window w/Fixed Interval Wiper and Defroster
- Front Fog Lamps
- Fully Galvanized Steel Panels
- Headlights-Automatic Highbeams
- LED Brakelights
- Lip Spoiler
- Perimeter/Approach Lights
- Power Liftgate Rear Cargo Access
- Rain Detecting Variable Intermittent Wipers w/Heated Jets
- Roof Rack Rails Only
- Steel Spare Wheel
- Tailgate/Rear Door Lock Included w/Power Door Locks
- Tires: 265/45R21 All-Season
- Wheels: 21 2-Tone Machined Alloy
- Wheels: 21" 2-Tone Machined Alloy
Interior
- 12 Speakers
- 2 LCD Monitors In The Front
- 2 Seatback Storage Pockets
- 3 12V DC Power Outlets
- 3 12V DC Power Outlets and 1 120V AC Power Outlet
- 60-40 Folding Split-Bench Front Facing Heated Manual Reclining Fold Forward Seatback Rear Seat w/Manual Fore/Aft
- 8-Way Driver Seat
- 8-Way Passenger Seat
- Air Filtration
- Audio Theft Deterrent
- Cargo Area Concealed Storage
- Cargo Space Lights
- Carpet Floor Trim
- Compass
- Cruise Control w/Steering Wheel Controls
- Day-Night Auto-Dimming Rearview Mirror
- Delayed Accessory Power
- Digital/Analog Appearance
- Distance Pacing w/Traffic Stop-Go
- Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination, Driver And Passenger Auxiliary Mirror
- Driver Foot Rest
- Dual Zone Front Automatic Air Conditioning
- Fade-To-Off Interior Lighting
- Fixed 50-50 Split-Bench V-Tex Leatherette 3rd Row Seat Front, 2 Manual and Adjustable Head Restraints
- FOB Controls -inc: Cargo Access and Remote Engine Start
- Front And Rear Map Lights
- Front Center Armrest and Rear Center Armrest
- Front Cupholder
- Full Carpet Floor Covering
- Full Cloth Headliner
- Full Floor Console w/Covered Storage, Mini Overhead Console, 3 12V DC Power Outlets and 1 120V AC Power Outlet
- Gauges -inc: Speedometer, Odometer, Engine Coolant Temp, Tachometer, Altimeter, Trip Odometer and Trip Computer
- Htd/Actively Ventilated Comfort Front Sport Seats -inc: power adjustable driver's seat w/power lumbar support, driver's seat position memory and power adjustable front passenger seat w/height adjustment
- HVAC -inc: Underseat Ducts, Headliner/Pillar Ducts and Console Ducts
- Illuminated Locking Glove Box
- Immobilizer
- Instrument Panel Covered Bin, Dashboard Storage, Driver / Passenger And Rear Door Bins and 1st Row Underseat Storage
- Interior Trim -inc: Simulated Carbon Fiber/Metal-Look Instrument Panel Insert, Simulated Carbon Fiber/Metal-Look Door Panel Insert, Piano Black Console Insert and Metal-Look Interior Accents
- Leather/Metal-Look Gear Shifter Material
- Leatherette Door Trim Insert
- Manual Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints
- Manual Tilt/Telescoping Steering Column
- Memory Settings -inc: Door Mirrors
- Outside Temp Gauge
- Perforated Vienna Leather Seating Surfaces
- Perimeter Alarm
- Power 1st Row Windows w/Front And Rear 1-Touch Up/Down
- Power Door Locks w/Autolock Feature
- Power Fuel Flap Locking Type
- Power Rear Windows, Fixed 3rd Row Windows and w/Manual Sun Blinds
- Proximity Key For Doors And Push Button Start
- Radio w/Seek-Scan, Clock, Speed Compensated Volume Control, Steering Wheel Controls, Rear Controls and Radio Data System
- Radio: MIB3 Discover Media w/8 Touchscreen Nav -inc: AM/FM/HD Radio and WMA/MP3/FLAC player w/USB-C input, voice control, SiriusXM w/360L (w/3-month free trial subscription; 360L services require acceptance of Car-Net terms), Fender premium audio system w/center speaker and subwoofer, Bluetooth connectivity (for compatible devices), capability for in-vehicle 4G LTE enabled Wi-Fi (cellular data plan required; includes limited trial), capability for VW Car-Net services (capabilities for services vary; requires enrollment or subscription), App-Connect smartphone integration (w/Apple CarPlay, Android Auto and MirrorLink) via USB, wireless App-Connect smartphone integration (for compatible devices) w/multi-phone pairing capability and wireless inductive charger (for compatible devices) All VW Car-Net services subject to terms and limitations. Some services, which include emergency assistance services, require a paid subscription. See dealer or vw.com/carnet for details.
- Real-Time Traffic Display
- Rear Cupholder
- Rear HVAC w/Separate Controls
- Redundant Digital Speedometer
- Regular Amplifier
- Remote Keyless Entry w/Integrated Key Transmitter, 4 Door Curb/Courtesy, Illuminated Entry and Panic Button
- Remote Releases -Inc: Easy Open Proximity Cargo Access
- Seats w/Leatherette Back Material
- Sport Heated Leather/Metal-Look Steering Wheel
- Streaming Audio
- Systems Monitor
- Trip Computer
- Trunk/Hatch Auto-Latch
- Valet Function
- Vw Car-Net Tracker System
- Window Grid Diversity Antenna
- VW Car-Net Tracker System
Entertainment
- Radio w/Seek-Scan, Clock, Speed Compensated Volume Control, Steering Wheel Controls, Rear Controls and Radio Data System
- Audio Theft Deterrent
- Streaming Audio
- Window Grid Diversity Antenna
- 12 Speakers
- Regular Amplifier
- 2 LCD Monitors In The Front
- Real-Time Traffic Display
Mechanical
- 1102# Maximum Payload
- 18.6 Gal. Fuel Tank
- 3.60 Axle Ratio
- 4-Wheel Disc Brakes w/4-Wheel ABS, Front And Rear Vented Discs, Brake Assist, Hill Descent Control, Hill Hold Control and Electric Parking Brake
- Class III Towing Equipment -inc: Hitch
- Electro-Hydraulic Power Assist Speed-Sensing Steering
- Engine Oil Cooler
- Engine: 3.6L VR6 DOHC 24-Valve -inc: Narrow-angle, FSI direct fuel injection and start-stop system
- Front And Rear Anti-Roll Bars
- Full-Time All-Wheel
- Gas-Pressurized Shock Absorbers
- GVWR: 6,019 lbs (2,730 kgs)
- Multi-Link Rear Suspension w/Coil Springs
- Permanent Locking Hubs
- Quasi-Dual Stainless Steel Exhaust
- Regenerative Alternator
- Standard Suspension
- Strut Front Suspension w/Coil Springs
- Trailer Wiring Harness
- Transmission w/Driver Selectable Mode
- Transmission: 8-Speed Automatic w/Tiptronic
Safety
- ABS And Driveline Traction Control
- Active Side Assist Blind Spot
- Aerial View Camera System
- Airbag Occupancy Sensor
- Area View Back-Up Camera
- Area View Front Camera
- Area View Left Side Camera
- Area View Right Side Camera
- Collision Mitigation-Front
- Collision Mitigation-Rear
- Driver Monitoring-Alert
- Dual Stage Driver And Passenger Front Airbags
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Electronic Stability Control (ESC)
- Front Assist (Forward Collision Warning and Autonomous Emergency Braking)
- Lane Assist (Lane Keeping System) Lane Departure Warning
- Lane Assist (Lane Keeping System) Lane Keeping Assist
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- Park Distance Control w/Park Assist Automated Parking Sensors
- Power Rear Child Safety Locks
- Side Curtain Protection Curtain 1st, 2nd And 3rd Row Airbags
- Side Impact Beams
- Tire Specific Low Tire Pressure Warning
- Travel Assist (semi-automated driving assistance)
Tech Specs
- Vehicle Name: Volkswagen Atlas
- Body Style: 4MOTION
- Drivetrain: All Wheel Drive
- EPA Classification: Small SUV 4WD
- Passenger Capacity: 7
- Passenger Volume: 154
- Base Curb Weight: 4605
- Fuel Economy Est-Combined: 19
- EPA Fuel Economy Est - City: 17
- EPA Fuel Economy Est - Hwy: 23
- Dead Weight Hitch - Max Trailer Wt.: 5000
- Dead Weight Hitch - Max Tongue Wt.: 500
- Wt Distributing Hitch - Max Trailer Wt.: 5000
- Wt Distributing Hitch - Max Tongue Wt.: 500
- Maximum Trailering Capacity: 5000
- Engine Order Code:
- Engine Type: Regular Unleaded V-6
- Displacement: 3.6 L/220
- Fuel System: Gasoline Direct Injection
- SAE Net Horsepower @ RPM: 276 @ 6200
- SAE Net Torque @ RPM: 266 @ 3600
- Trans Order Code: UR
- Trans Type: 8
- Trans Description Cont.: Automatic w/OD
- Trans Description Cont. Again:
- First Gear Ratio (:1): 5.59
- Second Gear Ratio (:1): 3.14
- Third Gear Ratio (:1): 1.95
- Fourth Gear Ratio (:1): 1.43
- Fifth Gear Ratio (:1): 1.21
- Sixth Gear Ratio (:1): 1.00
- Reverse Ratio (:1): 3.99
- Final Drive Axle Ratio (:1): 3.60
- Tons/yr of CO2 Emissions @ 15K mi/year: 9.3
- Suspension Type - Front: Strut
- Suspension Type - Rear: Multi-Link
- Suspension Type - Front (Cont.): Strut
- Suspension Type - Rear (Cont.): Multi-Link
- Front Tire Order Code:
- Rear Tire Order Code:
- Spare Tire Order Code:
- Front Tire Size: P265/45HR21
- Rear Tire Size: P265/45HR21
- Spare Tire Size: Compact
- Front Wheel Size: 21 X 9
- Rear Wheel Size: 21 X 9
- Spare Wheel Size: Compact
- Front Wheel Material: Aluminum
- Rear Wheel Material: Aluminum
- Spare Wheel Material: Steel
- Steering Type: Rack-Pinion
- Turning Diameter - Curb to Curb: 40.5
- Brake Type: 4-Wheel Disc
- Brake ABS System: 4-Wheel
- Disc - Front (Yes or ): Yes
- Disc - Rear (Yes or ): Yes
- Front Brake Rotor Diam x Thickness: 13.2
- Rear Brake Rotor Diam x Thickness: 12.2
- Drum - Rear (Yes or ):
- Rear Drum Diam x Width:
- Fuel Tank Capacity, Approx: 18.6
- Front Head Room: 41.3
- Front Leg Room: 41.7
- Front Shoulder Room: 61.5
- Front Hip Room: 58.2
- Second Head Room: 40.4
- Second Leg Room: 37.6
- Second Shoulder Room: 60.8
- Second Hip Room: 58
- Third Head Room: 38.3
- Third Leg Room: 33.7
- Third Shoulder Room: 54.9
- Third Hip Room: 45.1
- Wheelbase: 117.3
- Length, Overall: 200.7
- Width, Max w/o mirrors: 78.3
- Height, Overall: 70.4
- Track Width, Front: 67
- Track Width, Rear: 67.6
- Cargo Volume to Seat 1: 96.8
- Cargo Volume to Seat 2: 55.5
- Cargo Volume to Seat 3: 20.6
- Seventh Gear Ratio (:1): 0.81
- Eighth Gear Ratio (:1): 0.67
- Model Group: Atlas
- Vehicle Segment: Intermediate Sport Utility
- Vehicle Type: Sport Utility
- Engine Displacement Units: 3.6
- Engine Camshaft: DOHC
- Engine Block Type: iron
- Engine Cylinder Count: 6
- Engine Valve Count: 4
- Country of Origin: United States
Details
- Navigation System
- 12 Speakers
- AM/FM radio: SiriusXM with 360L
- Radio data system
- Radio: MIB3 Discover Media w/8 Touchscreen Nav
- Rear audio controls
- Air Conditioning
- Automatic temperature control
- Front dual zone A/C
- Rear air conditioning
- Rear window defroster
- Memory seat
- Power driver seat
- Power steering
- Power windows
- Remote keyless entry
- Steering wheel mounted audio controls
- Four wheel independent suspension
- Speed-sensing steering
- Standard Suspension
- Traction control
- 4-Wheel Disc Brakes
- ABS brakes
- Dual front impact airbags
- Dual front side impact airbags
- Emergency communication system: Car-Net
- Front anti-roll bar
- Low tire pressure warning
- Occupant sensing airbag
- Overhead airbag
- Rear anti-roll bar
- Power moonroof: Panoramic
- Power Liftgate
- Brake assist
- Electronic Stability Control
- Auto High-beam Headlights
- Delay-off headlights
- Front fog lights
- Fully automatic headlights
- Panic alarm
- Security system
- Speed control
- Bumpers: body-color
- Heated door mirrors
- Power door mirrors
- Roof rack: rails only
- Spoiler
- Turn signal indicator mirrors
- Auto-dimming Rear-View mirror
- Compass
- Driver door bin
- Driver vanity mirror
- Front reading lights
- Heated steering wheel
- Htd/Actively Ventilated Comfort Front Sport Seats
- Illuminated entry
- Leather Shift Knob
- Outside temperature display
- Overhead console
- Passenger vanity mirror
- Rear reading lights
- Rear seat center armrest
- Sport steering wheel
- Sun blinds
- Tachometer
- Telescoping steering wheel
- Tilt steering wheel
- Trip computer
- 3rd row seats: split-bench
- Front Bucket Seats
- Front Center Armrest
- Heated front seats
- Heated rear seats
- Perforated Vienna Leather Seating Surfaces
- Power passenger seat
- Split folding rear seat
- Ventilated front seats
- Passenger door bin
- Alloy wheels
- Rain sensing wipers
- Rear window wiper
- Variably intermittent wipers
- 3.60 Axle Ratio
- All Wheel Drive
- Tow Hitch
- Power Steering
- ABS
- Brake Assist
- Aluminum Wheels
- Tires - Front Performance
- Tires - Rear Performance
- Temporary Spare Tire
- Sun/Moonroof
- Generic Sun/Moonroof
- Panoramic Roof
- Heated Mirrors
- Power Mirror(s)
- Integrated Turn Signal Mirrors
- Power Folding Mirrors
- Rear Defrost
- Privacy Glass
- Intermittent Wipers
- Variable Speed Intermittent Wipers
- Rain Sensing Wipers
- Rear Spoiler
- Remote Trunk Release
- Power Door Locks
- Fog Lamps
- Daytime Running Lights
- Automatic Headlights
- Headlights-Auto-Leveling
- LED Headlights
- Automatic Highbeams
- AM/FM Stereo
- Premium Sound System
- Satellite Radio
- MP3 Player
- Bluetooth Connection
- Telematics
- Auxiliary Audio Input
- HD Radio
- WiFi Hotspot
- Smart Device Integration
- Requires Subscription
- Steering Wheel Audio Controls
- Rear Seat Audio Controls
- Power Driver Seat
- Power Passenger Seat
- Bucket Seats
- Heated Front Seat(s)
- Driver Adjustable Lumbar
- Seat Memory
- Cooled Front Seat(s)
- Pass-Through Rear Seat
- Heated Rear Seat(s)
- Rear Bench Seat
- Adjustable Steering Wheel
- Trip Computer
- Power Windows
- 3rd Row Seat
- Leather Steering Wheel
- Heated Steering Wheel
- Keyless Entry
- Keyless Start
- Hands-Free Liftgate
- Cruise Control
- Adaptive Cruise Control
- Climate Control
- Multi-Zone A/C
- A/C
- Rear A/C
- Leather Seats
- Auto-Dimming Rearview Mirror
- Driver Vanity Mirror
- Passenger Vanity Mirror
- Driver Illuminated Vanity Mirror
- Passenger Illuminated Visor Mirror
- Remote Engine Start
- Mirror Memory
- Security System
- Immobilizer
- Cruise Control Steering Assist
- Traction Control
- Stability Control
- Front Side Air Bag
- Front Collision Mitigation
- Rear Collision Mitigation
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Driver Monitoring
- Automatic Parking
- Aerial View Display System
- Tire Pressure Monitor
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Passenger Air Bag Sensor
- Child Safety Locks
- Back-Up Camera
- V6 Cylinder Engine
- Gasoline Fuel
- A/T
- Transmission w/Dual Shift Mode
- 8-Speed A/T
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Disclaimer:
New vehicle pricing includes all offers and incentives. Prices do not include tax, title, license, & $180 doc fee. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (563) 445-4305 or by visiting us at the dealership.
**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% downpayment.